Supervisor

Dr. Fawzi Abusalama

Programme

MA in International Business

Keywords

Revolut growth strategy, fintech risk and customer trust, AI fraud prevention

Abstract

In this research project, I chose to examine the strategies used in the growth of the fintech Revolut, namely the ’move-fast-and-break-things’ strategy that was employed at the beginning of the company. With this in mind, I decided on two Research Questions, “With the benefit of hindsight, and a focus on problems caused by low security and poor customer support, is Revolut’s ‘move fast and break things’ philosophy a good strategy for the business?” and “Will Revolut’s new fraud prevention strategies, and advances in AI help recover the lost goodwill caused by their earlier ineffective strategies?”, which guided me as I first engaged in a comprehensive Literature Review before developing a survey for Revolut’s main demographic. While the sample size of this survey was ultimately low, I was able to compare and contrast responses to discover some interesting information regarding my questions. Respondents indicated that their usage of Revolut is generally unaffected by positive or negative achievements or stories, but there may be a notable increase of usage as a result of the ‘AI Card Scam’ anti-fraud feature Revolut is using. My recommendations section explains several possible routes forward for the company

Date of Award

2025

Full Publication Date

2025

Access Rights

open access

Document Type

Capstone Project

Resource Type

thesis

Digital Object Identifier (DOI)

https://doi.org/10.63227/652.299.124

Included in

Business Commons

Share

COinS