Date of Award
BSc (Hons) in Computing in IT
The core objectives for the Capstone project were to mine data in order to create a tool for Credit Unions (and banks) that will evaluate customers credit worthiness based on an ethical standardised criteria that is transparent to all. We explored why this was necessary and explored how important it could be to the business. Our focus is on helping Credit Unions have a stronger online presence as the banking sector has been changing rapidly and moving online and Credit Unions are currently behind in the market in this regard .This tool would help automate the credit approval process, reducing the underwriting time and allow customers to get answers quicker in regards to the potential of securing a line of credit. All this in just a few clicks or taps of the finger.
Christoffersen, Rylee and Ramalho, Mario, "Credit worthiness tool for Credit Unions" (2023). ICT. 35.